
moderate
4 hours
Suitable for most fitness levels—able to board a small boat, swim short distances, and snorkel for 20–45 minutes at a time.
A private four-hour charter from The Money Bar that puts you at Colombia and Palancar reefs and the sand-flats of El Cielo. Expect guided snorkeling, fresh ceviche, and flexible time on the water with an expert crew.
You push off from the Money Bar pier as the island peels away—palm shadows shrinking behind you, the water opening to blue that seems to have its own temperature. The engine hums low; the crew trims the canopy and offers a warm bowl of fresh fruit. In four hours you’ll visit Colombia and Palancar reefs and a shallow, starfish-strewn shoal called El Cielo. The trip moves like a carefully edited film: quick, vivid scenes of coral and light, then a long, languid stretch where the sea itself encourages you to slow down.

Sunscreen use is restricted on board to protect coral—apply a reef-safe formula before arrival and wear a rashguard during the tour.
Arrive at The Money Bar pier at least 15 minutes before departure to board efficiently and receive safety instructions.
The reefs and El Cielo offer standout photo ops—protect your phone or bring an action cam for underwater shots.
If you’re prone to seasickness, take preventive medication before boarding—open water and choppy patches can trigger nausea.
Cozumel has a long Mayan history as an island of ritual and navigation; today its economy blends fishing, diving, and cultural tourism.
Reef protection rules—no sunscreen on board, no touching coral, and no anchoring on reefs—help reduce human impact; local operators support reef-monitoring programs.
Protects against sun and replaces sunscreen that’s restricted onboard for reef protection.
summer specific
Captures underwater life without risking your device.
Useful for shallow sandbars and stepping on the boat ladder safely.
spring specific
Blocks sea spray and cool breezes during return runs.
winter specific