Unique Houseboat Experience at Harbor Cottage Houseboats in Somerset
Explore the unique charm of custom houseboats on Lake Cumberland with Harbor Cottage Houseboats in Somerset, Kentucky. Discover a personalized boating experience unlike any other.
Somerset, Kentucky
•easy
Unique Houseboat Experience at Harbor Cottage Houseboats in Somerset
easy
Difficulty
Varies by project, typically months for build completion
Duration
Low physical demand; suited for all fitness levels
Fitness Level
About This Experience
Explore the unique charm of custom houseboats on Lake Cumberland with Harbor Cottage Houseboats in Somerset, Kentucky. Discover a personalized boating experience unlike any other.
Located in Somerset, Kentucky, Harbor Cottage Houseboats offers a distinct experience centered around designing and owning custom houseboats on Lake Cumberland. This expansive lake, often called the 'Crown Jewel of Kentucky,' is known for its pristine waters, deep coves, and scenic surroundings. Harbor Cottage Houseboats specializes in crafting sophisticated floating homes that combine comfort and style with a hands-on building process.
What makes this adventure truly unique is the personalized approach to boat ownership. The team at Harbor Cottage Houseboats, led by owner JD Hamilton along with shop foreman Larry "Bubba" Jones and their dedicated crew, works closely with clients—from beginners to seasoned boaters—to guide them through every step of creating their ideal houseboat. Even if you have zero experience with boats, their patient consultation and openness allow you to make informed choices tailored to your needs.
Lee's Ford Marina in Nancy/Somerset, KY, serves as a key point of access, supporting the boat launch and storage for these custom vessels. The area’s natural beauty—with vast forested hills and clean water—makes it an inviting destination for lake enthusiasts, fishers, and those looking to enjoy serene waterfront living.
While Harbor Cottage Houseboats offers high-quality craftsmanship and a community-oriented culture—evident from returning customers and referrals—potential buyers should conduct thorough inspections and marine surveys due to past concerns about regulatory compliance. Still, many praise the company’s attention to detail and the uniqueness of floating cottages as an alternative to traditional lake homes.
Visitors interested in this experience will appreciate engaging with a specialized craft industry rooted in local knowledge and a tight-knit boating community. Somerset's accessibility from larger cities and its scenic setting make it a standout destination for those considering life on the water or seeking a new kind of adventure combining construction, recreation, and coastal calm.
Adventure Tips & Safety
Schedule Site Visits
Plan ahead to visit the build site and see progress firsthand for a better understanding of your houseboat’s construction.
essential PriorityConduct a Marine Survey
Always get an independent marine survey to verify safety and compliance before finalizing your purchase.
essential PriorityPrepare for Seasonal Lake Conditions
Check local weather and water levels, especially during spring and fall, to ensure safe navigation.
warning PriorityCommunicate Clearly with Builders
Maintain regular contact with the Harbor Cottage Houseboats team to clarify custom options and avoid surprises.
info PriorityRecommended Gear
Waterproof Notebook
EssentialKeep track of design notes and build progress even in damp lakeside conditions.
Best for: null
Binoculars
Observe local wildlife and navigational details on Lake Cumberland.
Best for: summer
Sunscreen
EssentialProtect your skin during prolonged sun exposure on the water.
Best for: summer
Layered Clothing
EssentialPrepare for changing lake temperatures year-round with versatile layering options.
Best for: fall,spring,winter
Seasonal Guide
spring
Spring brings vibrant new life to the Lake Cumberland area, offering excellent conditions for launching new houseboats and planning build details amid refreshing temperatures.
Best For:
- Boat launching
- Building consultations
- Enjoying blooming lakeside scenery
Challenges:
- Unstable weather
- Higher water levels
- Potential late season cold snaps
summer
Summer is peak boating season on Lake Cumberland with long, warm days ideal for cruising and relaxing on your houseboat, though afternoon storms can occur.
Best For:
- Boating activities
- Water sports
- Scenic lake enjoyment
Challenges:
- High visitor traffic
- Hot temperatures
- Occasional thunderstorms
fall
Fall colors around Lake Cumberland provide a stunning backdrop for owners and visitors, perfect for peaceful boating and fishing before winter sets in.
Best For:
- Taking in fall foliage
- Fishing
- Quieter lake experience
Challenges:
- Cooling temperatures
- Shorter daylight hours
- Variable weather
winter
Winter offers a quieter time to focus on houseboat maintenance or design plans, though lake access may be restricted due to weather.
Best For:
- Maintenance work
- Planning new builds
- Off-season peace
Challenges:
- Cold temperatures
- Limited lake access
- Possible freeze conditions
Frequently Asked Questions
What makes Harbor Cottage Houseboats different from traditional boat builders?
They focus exclusively on custom houseboats designed to be floating homes, combining craftsmanship with a highly personalized building process.
Do I need boating experience to own one of these houseboats?
No prior boating experience is necessary; the team assists beginners through the entire process to ensure comfort and safety.
Can I visit the build site during construction?
Yes, Harbor Cottage Houseboats encourages clients to visit the build site anytime to see progress and discuss custom options.
Are the houseboats suitable for all lakes and rivers?
They are designed primarily for calm lake waters like Lake Cumberland, and some models may have limitations for larger or more turbulent bodies of water.
What maintenance is required for these houseboats?
Regular upkeep includes roof inspections, engine checks if applicable, and safety system testing to ensure longevity and compliance.
How long does the building process typically take?
Depending on customization, it generally takes several months from initial planning to completion and delivery.
Photography Tips
Best Photo Spots
- Golden hour
- Early morning
- Late afternoon
Golden Hours
Houseboats on the waterSunlight reflecting off lake wavesSurrounding forested hills
Recommended Equipment
- Lee's Ford Marina waterfront
- Open water near scenic coves
- Hilltops overlooking Lake Cumberland
Essential Information
Nearby City
Lexington
Activity Details
Difficulty
easy
Duration
Varies by project, typically months for build completion
Fitness Level
Low physical demand; suited for all fitness levels
Technical Skills
- • None required for owners; basic boating knowledge recommended
Local Insights
History
Lake Cumberland was created in the 1950s by the construction of Wolf Creek Dam, significantly shaping the local economy and recreation.
Hidden Gems
- •Small secluded coves accessible only by boat
- •Quiet fishing spots near Lee's Ford Marina
Wildlife
- •Great blue heron
- •White-tailed deer
Experience Level
easy
Experience Needed: This natural landmark is recommended for those with some outdoor experience.